1 · Lower Everyday Spend
Employees handle everyday care at $0 copay instead of leaning on your major-medical plan — small problems get caught before they become large claims.
2 · Payroll-Tax Savings
The Section 125 pre-tax structure trims FICA on every enrolled premium dollar — ~$918/yr gross → ~$438/yr net per enrolled employee, illustrative.
3 · ACA MEC Positioning
Vital 110 is positioned by Health Compass as ACA Minimum Essential Coverage.
4 · Recruit & Retain
A benefit employees feel every payroll cycle — the scanner in their pocket — without a dollar of added net cost in the illustrative model.
Your benefits advisor and Health Compass handle the rest — census, eligibility, enrollment, payroll integration.
All figures illustrative; confirm with your tax advisor. Plan provided and administered by Health Compass Inc.
You've Probably Deleted This Pitch Before.
A dozen brokers have pitched you a "wellness plan that pays for itself." Most got wrecked by an IRS memo in 2023 — and you were right to delete them. Vital 110 is built on an ACA-qualifying health plan under §125, with payments that run as adjudicated claims on an EOB, not wellness cash. Before you trust any plan in this category — including ours — ask the five diligence questions →
Run Your Numbers + Get the Employer Deck
Next Step
Download the employer deck on the business hub, or talk to us directly.