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The structure, for your review.

What Vital 110 is, stated plainly:

A supplemental plan

Runs alongside the employer's existing major-medical coverage — it does not replace it.

ACA MEC positioning

Positioned by Health Compass Inc. as ACA Minimum Essential Coverage.

Section 125 pre-tax structure

Premiums run through the employer's cafeteria plan.

Self-insured, TPA-adjudicated

Health Compass structures the plan as self-insured with third-party claims adjudication.

Plan documents

Plan documents are available from Health Compass Inc. for your review. RHS is an independent marketing organization; it does not underwrite, insure, or administer the plan, and this page makes no assertion regarding the structure's tax treatment. Your client should rely on its own counsel and tax advisors.

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